Tuesday, July 31, 2012

Online Broadcasting Education Opportunities

The world of communication opens various avenues to pursue for an education. Online education opportunities are making it easier for individuals who need more flexibility to obtain a degree. A broadcasting degree can be obtained from many online accredited colleges, and can prepare students to enter the workforce by teaching them how to be a vital member of the communications industry. There are a number of things to learn prior to enrolling in an educational program.
1. Most online colleges offer degree distinctions for dedicated individuals from an associate's to a bachelor's degree. Some schools go a step further and give the option for students to attend a graduate program. Many of the graduate programs allow students to obtain a master's degree in broadcast journalism. Through each level of education students will learn the ins and outs of news dissemination using audio and video to relay information to an audience.
2. Many of the online distance learning programs provide students with a thorough curriculum. Online broadcasting programs specifically focus their courses to teach students the foundations of the industry, and allow them to experience the fast paced world of technology as it relates to communication through broadcasting. Many of the courses will help students by training them in media issues, production of audio, entertainment, production of video, videography, editing, and more. These skills will help a degree holding individual in the job market because the broadcasting side of communications centers on the knowledge of technology to present news. The ability to use technology to present media in an interesting way is an important factor that online colleges teach in their programs.
3. Students can gain a bachelor's degree in broadcasting from a wide range of online schools. Some colleges specifically focus on the broadcasting degree making each class incredibly focused on the subject. In programs where the main focus is on the broadcasting side of communication courses may be longer, but the program will consist of fewer courses. A student may enroll in a program like this that has 14 courses. These courses can include radio and TV operations, broadcast journalism and news, public relation strategies, and more. Many bachelor's degree programs take four years to complete. However, online courses are taken at an individual pace and some students could finish the program in less time.
4. A four-year program or bachelors' program will prepare students in a variety of ways. In the first year, students will learn about the history, organization, TV, radio, and Internet technologies that make up the industry. This basis is essential for students to understand how all media works together to create broadcasting. The second year of education will have students diving into writing, production, sound design, and more. These aspects will be crucial to show students what it is they will be doing in their chosen career. In the remaining two years students will work in a variety of ways to create examples of their work to be used in a professional portfolio. A portfolio is important because it provides samples of your work to potential employers.

Thursday, July 26, 2012

Three Sex Education Lessons From The Teen Pep Stories

One of the oft-repeated comments by characters in my novel, The Sex Ed Chronicles is that, in the absence of sex education, children learn about sex from their friends. However, the novel was based in 1980, before New Jersey high schools started to involve students in peer counseling.
On Valentines Day 2008, I read about a mini-controversy involving peer counseling on a New Jersey radio news Web site. The news coverage came out of one New Jersey high school: Clearview Regional High School in Harrison Township in the southern part of the state. There, parents object to peer counselors, high school juniors and seniors, counseling freshmen on a variety of topics related to sex education. The counseling model comes from a program called Teen Pep. Designed by the Princeton Center for Leadership Training (not affiliated with Princeton University), Teen Pep has been implemented in over 50 Garden State high schools for the past eight years. Therefore, Teen Pep is not a new program and school districts have had time to investigate its merits-only now, one school has made the news.
Teen Pep trains not only students, but also faculty advisors, to work one-to-one, but also as a team in various counseling situations. Schools contracting for Teen Pep work with the Princeton Center for a minimum of two years and there are supervisory field visits by qualified professionals to help ensure the program is running smoothly. A school that engages in Teen Pep makes a considerable intellectual investment, as well as a financial investment, to make it work. Part of this investment is to explain this program to parents.
Which takes me to lesson number one: if you are not ready to take these investments seriously, don't make them.
As I read about the incident at Clearview High, it became clear to me that the fault is not with the program, but with the school administration. It would have been easier for them to consult parents and clergy from the get-go, as they are supposed to do. I realize that teachers have objected to this-they did back in 1980 as well-but sex education is a subject where parents and clergy believe they have important opinions and knowledge.
I found it interesting to read that an advisory board would be formed after parents objected to individual aspects of the program. That should have been in place from day one.
Which takes me to lesson number two: after consulting parents, decide which topics students are qualified to discuss with peers.
Parental objections at Clearview stemmed from the idea that "kids were teaching kids to have sex. But there had to be clear differences between the topics teen peer counselors were allowed to teach, and those that had to be covered by a qualified sex education teacher-but they didn't make it in the press. Parents deserved to know, if they asked before school started. I realize that pro-abstinence organizations also use young speakers; their programs should be subject to the same parental review as the peer-counseling program.
Then I get to lesson number three: make sure you have qualified teachers.
The federal No Child Left Behind Act emphasizes a need for qualified teachers, meaning that a teacher should be certified in the subject they teach. That applies as much to sex education as any other subject. In the example of Clearview High, the program leader was an English teacher. When I reached family life education, I learned that sex education instructors were most likely to come from health education, home economics or social studies as well as nursing. I would also assume that guidance counselors could become qualified sex educators; they handle personal student issues as part of their job description.
It appears Teen Pep is working in most schools; only one school is in the news complaining, but those involved with this program should consider offering an alternative: to use degree candidates in counseling and education to counsel students.
This would not be peer counseling, but it would appease parents who worry about kids teaching kids about sex. It would also help provide professional development for sex educators.
Stuart Nachbar operates EducatedQuest.com, a blog on education politics, policy and technology. He has been involved with education politics and economic development as an urban planner, government affairs manager, software executive, and now as a writer. His first novel, The Sex Ed Chronicles, about sex education and school politics in 1980 New Jersey, earned a coveted "Publishers Choice" selection from iUniverse.

Wednesday, July 18, 2012

Education Is Beyond College Degrees

I didn't take the ABMasscommunication (Journalism) course just because I wanted to have a degree, nor to ensure that I will become a journalist. In fact, I never dreamed to take a Masscommunication course since my health does not allow it. And I didn't like the spotlight. I took journalism for one reason and one reason only: to improve my writing. I was certain that writing was something I wanted to do for the rest of my life. I was also certain that there, lies my strength. These things were made perfectly clear to the interviewers who gave me a job.
However, a college education gave me something else. I got more than I bargained for. I found confidence, independence and the ability to defend myself. I got stronger.
God knows, it was not easy. I was a certified wallflower and crybaby in high school. I swear, on normal days, you would find me in a corner contemplating, observing, reading or writing. I was scared of people.
In college, I was exposed to different environments and my course had much to do with it. I had been to different prison cells, police stations, government agencies, radio stations and a television station, museums, different schools, restaurants, factories and publications offices and lots of other places where I could get news. I had talked to media practitioners, government heads, police officers and prisoners and other people. One course on investigative journalism had me walking either at 10:00 p.m. or at 2:00 a.m. the Philippine streets of Ramos, Orlando, Jones and Junquera. During these times, I was usually with one or two girls who were my classmates, but I also tried doing it alone when I had no choice. There were also places like the Carbon market.
I got to work in newspapers particularly in the news, advertising, and credit and collection departments. I got to work even in a museum, which was actually a huge, almost two-hundred-year-old wooden house of a prominent Spanish era family.
There's so much to narrate where education is concerned. Yes, education is pointless if you don't use what you have learned...when your only aim in studying is to graduate and have a college degree. But education is there to help you gain the skills needed to survive in the real world where you have to be globally competitive. And if you already have that skill, education will improve it, bringing along other aspects and expertise you never thought would be useful. Education does not only focus on the intellect and the mechanical things...it also helps shape you into a better and mature individual and define you as someone who could go through the adversities in life.
Perhaps I was lucky to have studied in a very good school, which incorporates experience to solidify the what's in learning. In my school, we were thought about laws and human behavior, as well as confidence. I got to study broadcast and print laws and ethics. Even languages such as Nipongo, Spanish and Chinese were thought in my school. The Media Education and Psychology courses helped me know what to bring to the audience and understand why a person responds in such manner. Philosophy and Debate and Argumentation courses helped me know what is right thinking and reasoning from what is not. And so many other things.
Perhaps a person who claims to have attained education have not truly attained it if he had not made use with what he has learned. And education is not only confined within the four walls of the classroom. Education is a lifelong process.
I am currently working as a junior business news editor -- alongside UP graduates who are known to be intellectually advanced -- and this I tell you, if not for the kind of education I have, I wouldn't have become one. My kind of work deals with foreign laws on business especially on bankruptcies...things you don't easily get without education. My school did not teach me foreign laws, but it has thought me how to be analytical and how to adapt to the kind of environment I am exposed to.
The good thing about my college education is that I was thought on how to land a job I want. Having a job that can support your lifestyle is not enough. Well, good for those who are already well off and do not need to support other members of the family. Correct me if I am wrong, but I doubt that if you have incurable disease that you would get the money for treatment from your parents or from 'the others'. What if those persons have gone? What would you do then?
But the best thing education has brought me is the kind of person I have become. It has helped me see what I can be and that I can do great things even through small beginnings. It has helped me spot lessons out of disappointments and therefore helped me become optimistic. Education, all in all, has helped me love myself.
When I look at the mirror, I couldn't help but smile, although I am still learning more and more of this cool person.
A certain writer named Anne once wrote:
The best and most beautiful things
in the world cannot be seen
or even touched.
They must be felt with the heart.
Loving myself is what I do best
No one can make me feel
any less.

Thursday, July 12, 2012

Booming: Television News Channels in India

News programmes have suddenly become hot property and are vying for attention with other popular programmes telecast in different channels. All major television broadcasters are including at least one news channel to their bouquet. The biggest headache for launching a satellite channel is programme software for round the clock. In this juncture, newsgathering is a major task for the 24-hour news channels. To cater this task, the emerging electronic channels have always made an attempt to cover all the incidents irrespective of position, location and time. These channels not only revolutionized the concept of news on Indian television but also changed the news formats. Before 1990s, Doordarshan had monopolized newscast on Indian television and also turned the news programs into a dowdy exercise. Now the private channels made the news an essential commodity like food, cloth and shelter. The strong point of all today’s news bulletins is their topicality, objectivity, glossy editing and high-quality visuals. News has traveled a long way from the DD era. From Local events to International events, breaking news to news analysis, television soap to page3 news, every happening comes under purview of news. In this article, we have covered some significant changes in news broadcasting in India before and after the Gulf War.
Indian Television - Flash Back
Television in India is undergoing significant changes in the current liberalized environment. To understand these changes, one needs to have some brief idea of the road covered by the television channels so far. The journey started as an experimental basis with a financial grant from UNESCO in 15th September 1959. The makeshift studio at Akashvani Bhavan in New Delhi was chosen for location of the experiment. The experiment started with one-hour program, broadcast twice a week, on community health, citizen rights, education and traffic sense etc. As far as news is concerned, it was launched exactly six years after the inception of television broadcasting. Daily one-hour program with a news bulletin was served to the Indian viewers. But one major drawback of television was that you could not enjoy the original colour of the objects because of black and white transmission. First multi-color programme was the Prime Minister’s address to the nation from Red Fort in Delhi on India’s 35th Independence Day. In the same day, DD National channel was launched. The aim of launching the National channel is nurturing national integration, and inculcating a sense of pride in Indians. Indian viewers also enjoyed the colored version of the Asian Games hosted by New Delhi in their drawing room. The coverage of major events and different occasions lend a big hand behind the infiltration of television signals to the nook and corners of the subcontinent. Indian Government had taken all possible steps to expand the television broadcasting demographically and geographically. In 1983 television signals were available to just 28% of the population, this had doubled by the end of 1985 and by 1990 over 90% of the population had access to television signals. In 1984, DD Metro channel was added to provide an exclusive entertainment for the urban viewers. In the beginning, this channel was confined to metropolitan cities.
As a public broadcaster, Doordarshan presented the news in naturalized manner. All controversial issues were pushed under the carpet. The ruling government had a strong hold on the television broadcasting. Doordarshan news bulletins were unable to provide the international news to the national viewers. Objectivity had been the first casualty as news was invariably slanted to suit the party in power. The news was liberated from the confines of the DD newsroom and gained in objectivity and credibility when New Delhi Television (NDTV) produced ‘The World This Week’ in 1988. Everyone was waiting for the Friday night to watch ‘The World This Week’. This was the only India-based programme, which looked out at the rest of the world. The World This Week was the best current affairs programme on the international scenario and carried good stuff of news, which the regular DD news was failed to carry out. This program is ranked as one of the country’s finest and most popular television shows. In 1989, NDTV produces India’s first live televised coverage of the country’s general elections. The critical and commercial success of the coverage sets a new standard for Indian television. After the Gulf War the media panorama has changed forever.
Golf War – The Catalyst
Post-1990 satellite television in India has become transnational in nature. It coincided with the entry of multinational companies in the Indian markets under the Government policy of privatization. International satellite television was introduced in India by CNN through its coverage of the Gulf War in 1991. In August 1991, Richard Li launched Star Plus, the first satellite channel beamed the signal to Indian subcontinent. Subhash Chandra’s Zee TV appeared in October 1992. It is India’s first privately owned Hindi channel to cater the interest of Indian viewers. This ignition followed by Sony and a little later by domestic channels such as Eenadu, Asianet and Sun TV. Entertainment programs had begun to occupy center stage in the organization’s programming strategies and advertising had come to be main source of funding. Doordarshan’s earlier mandate to aid in the process of social and economic development had clearly been diluted. Doordarshan had faced a stiff competition in news and public affairs programming with international channels like BBC and CNN. Doordarshan planned to sell some slots for news programme under sponsored category. In February 1995, NDTV becomes the country’s first private producer of the national news ‘News Tonight’, which aired on the country’s government-owned Doordarshan set a new landmark for Indian television because of its on-the-spot reporting with pertinent visuals. In the same year, TV Today Network occupied a 20 minutes slot in DD Metro channel and aired a Hindi and current affairs programme ‘Aaj Tak’. This programme became popular for its comprehensive coverage and unique style presentation by Late S. P. Singh. Still we remembered the sign-up message “Ye Thi Khabar Aaj Tak, Intizar. Kijiye Kal Tak”. Large number of viewers across India had been watching Aaj Tak as a daily habit because of its innovative style of news presentation. Besides that Nalini Singh’s five-minute fast paced, condensed daily news capsule Ankhon Dekhi, TV Today Network’s Business Aaj Tak and Newstrack was aired on the Metro channel of Doordarshan. This is the period when satellite channels concentrated on entertainment programmes for their respective channels. Doordarshan was still ruled the most wanted area ‘news’.
Major Players
Doordarshan’s monopoly was broken in 1992, when private television channels infiltrated into the Indian boundaries and entertain the viewers as much as possible. In the beginning of 1990s, the private channels offered only entertainment programmes. The entertainment programs include family drama, comedy serials, children programmes, cartoons, movies, talk shows, recipe shows, musical concerts, non-fiction programmes etc. Private entertainment channels added some infortainment programmes to their Fixed Point Charts (FPC). Keeping the demand of infotainment programmes in mind, the media houses started to produce news magazines, entertainment magazines and news programmes for different channels. India’s premier business and consumer news broadcaster and a leading media content provider, Television Eighteen India Limited (TV18) started India’s first ever entertainment magazine ‘The India Show’ on Star Plus in 1993. This emerging media powerhouse provided prime time television content to almost all leading satellite channels in India including BBC, Star Plus, Sony Entertainment Television, Zee, MTV and Discovery. After The India Show, TV18 produced a weekly business news program India Business Report for BBC World. Indian viewers had very limited options (like public service broadcaster Doordarshan, BBC and CNN) for watching the television news. For televised news, the viewers had to watch Dordarshan and some international news channels like BBC or CNN. In this race to provide more news, more information, Zee Television jumped into the battlefield by launching the news channel Zee News in 1995. This News and current affairs channel revolutionized the way news was delivered to the viewers. Since its inception Zee News has endeavoured to be the fastest to provide news, working towards a single goal of Sabse Pahle (Always First). The other round-the-clock news channel, the Murdoch-owned Star TV beamed its exclusively 24-hour news channels, Star News in 1998. Star made a contract of five year with Prannoy Roy-owned NDTV (New Delhi Television Company) to provide news content for this news channel.
The untiring exhaustive coverage of the Kargil war between India and Pakistan gained more publicity and attracted more viewers towards the electronic channel. This televised conflict also sets a news benchmark for wartime journalism. During the Kargil war, common citizens witnessed how their brave Jawans fought despite in hostile conditions and watched the war front live by the exclusively news channels, Star-TV and Zee-News. The live coverage of the battlefield helped to create a euphoria of patriotism among the Indian masses, which later facilitated into collecting huge funds for the welfare of the families of Kargil martyrs. Every news programme draws the attention of large number of viewers but Kargil war attracts private broadcasters to invest more money in the broadcasting business by launching a news channel. In November 1999, TV18 entered into a 49:51 joint venture with CNBC Asia to launch CNBC India. TV18 is the sole program provider to CNBC India, and produces 12 hours of local content per day on this 24-hour satellite channel.
After the huge success of news programme ‘Aaj Tak’, TV Today group launched a 24-hour Hindi news channel with the same name ‘Aaj Tak’, in December 2000, which covers India with insight, courage and plenty of local flavour. Within 11 months of its launch, Aaj Tak emerged as India’s number one news channel and was awarded Best News Channel award from Indian Television Academy Awards. Some mega events apart from regular interesting items (such as Kandhahar hijack, September 11 attacks, Afghanistan war, attack on Parliament, Iraq war, Godhra carnage and riots) have driven up the viewership. As time passed, NDTV’s five years contract with Star group for outsourcing of news and related programming expired on March 2003. With the expiry NDTV forayed into broadcasting business by simultaneously launching two 24-hour news channels; NDTV 24X7 – English news channel and NDTV India – Hindi news channel, which targets the Indian diaspora across the world. News crazy Indians received more news at faster speed from different channels. Any unusual happening can be caught by the television camera anywhere form Rastrapati Bhawan to bedroom. The power of TV journalism was become more visible by the major sting operations like Operation West End and Shakti Kapoor Case. This style of investigative journalism has brought about a change in the way we look at news, amidst new notions of editorial freedom. The world’s largest family ‘Sahara India Parivar’ launched a 24-hour national Hindi news channel, Sahara Samay, in March 28, 2003. It is the first ever city-centric satellite news channels covering 31 cities in India with their own city news bulletins. Keeping the demand of news in mind, the Union cabinet approved the proposal to convert the DD Metro to DD news in a meeting held on 3 October 2003. Consequent to these decisions, DD-News channel was launched on 3 November 2003. You might have noticed that the news channels are language specific. But DD’s news channel contains the round the clock news bulletins in Hindi/ English are also telecast twice a day on the National Network of DD National.
‘Aap Ki Adalat’ fame Rajat Sharma, Sohaib Ilyasi, the man behind the highly successful ‘India's Most Wanted’ and Taun Tejpal, editor-in-chief of Tehelka roped together and launched a free-to-air Hindi news and current affairs channel India TV on May 20, 2004. Indian viewers had more expectations from this channel. The much-awaited news channel hopes to set itself apart from the existing ones by setting new benchmarks of responsible journalism. Speaking on the occasion of the launch, Rajat Sharma, chairman, India TV, said, “We aim to change the way broadcast news reporting is being conducted in the country. India TV will set new benchmarks by maintaining international standards of responsible and credible news reporting. We will stay away from graphic depictions of violence and sensationalism of news. We will uphold the viewer's right to correct information and their right to truth and verity. India TV is not just a news channel, it is a movement.” NDTV as a pioneer in Indian television news, set to create a fresh revolution in high-quality business news with the launch of NDTV Profit. NDTV launched this 24-hour business channel on January 17th, 2005.
There is no saturation point in launching of news channel, just booming like sky as the limit. Entertainment channel to infotainment channel, infotainment channel to news channel, news channels to business channel and Business channel to lots more. Now the satellite channels become more topicality with international standard. When we are talking about topicality, CNBC TV18, the only business channel, continues to be the medium of choice for India’s decision makers, affluent audiences across the country since 1999. It has set the pace for the growth in number of television channels by launching a 24-hour consumer channel in Hindi called ‘ Awaaz’. This news channel focusses on empowering consumers on decision-making related to investment, saving and spending. All the programmes are catering to consumers across different walks of life, which included personal finance; variety of markets including commodity, stocks, savings etc.; small businesses; education & career guidance; and verticals like health, shopping etc.
Another news channel was finally launched into the already cluttered news space in Indian television. Jagran TV Pvt Limited's news channel, Channel 7 up-linked to the air on 27 March 2005. The channel has been set up to cater to the vast Hindi-speaking audiences, already being targeted by a slew of news channels. Channel 7 developed every programme with a bid to cater to all types of audiences and not just pre-dominantly male audiences who get attracted towards news channels.
Regional Leaders
To cater the interest among the Indians, Doordarshan televises programmes in Hindi and associate Official languages. It has launched a number of Regional Language Satellite Channels (DD - 4 to DD - 11 and DD - 13) and telecast programmes in Assamese, Bengali, Gujarati, Malayalam, Marathi, Kannada, Telugu, Kashmiri, Oriya and Tamil. The Regional channels relayed by all terrestrial transmitters in the state and additional programmes in the Regional Language in prime time and non-prime time available only through cable operators. The Doordarshan regional satellite channels telecast major news programme with some entertainment programmes.
If you think about the private regional channels, they have followed the path of the Big brother (i.e Doordarshan). They are neither completely entertainment channel nor exclusively news channel. They are following the middle path and claiming themselves an infotainment channels. The private channels televise through the state dominant languages. Rising advertising revenues and increasing numbers of viewers have provided the impetus for many big players to enter into the business. Some regional media leaders like ETV, Sun TV, Asianet have a strong grip over the regional market. Some major players tried their luck in different states. Zee television has three regional channels; Zee Marathi, Zee Punjabi and Zee Bangla. Star Network entered into Tamilnadu by launching Star Vijay, one of the most popular entertainment channels in India broadcasting in Tamil. Besides that ETV Network is a part of the well-established Ramoji Group, has created 12 dedicated infotainment regional channels. ETV network is the source of rich entertainment of eight different languages. Those are: Telugu, Bangla, Marathi, Kannada, Oriya, Gujarati, Urdu; and Hindi to viewers in Uttar Pradesh, Rajasthan, Bihar and Madhya Pradesh. Every ETV Network channel focuses exclusively on its audience’s unique cultural identity, its aspirations and its distinct socio-political character. Let us think about the south Indian language Telugu, there are around twelve satellite channels are roaming around the sky with different taste and different flavour. These channels include three news channels, one song-based channels and rest are infotainment channels. When we confine ourselves into news, three channels (ETV2, TV 9 and Teja News) exclusively devoted to news programmes.
Sahara India Pariwar is proud to have five news channels as the bouquet of Sahara Samay. These channels are: Sahara Samay NCR, Sahara Samay Mumbai, Sahara Samay Bihar & Jharkhand, Sahara Samay Madhya Pradesh & Chattisgarh, and Sahara Samay Uttar Pradesh & Uttranchal. Sahara Samay has already managed to gain a loyal audience in India through a bouquet of National & Regional News Channels since its launch. These channels are youthful and vibrant channels targeting students and women, besides that hardcore news stuff. The regional news channels covers the entire spectrum of genre with specific programs on lifestyle, fashion, food, shopping, health and fitness, sports, education, career and city issues, besides giving user-friendly information on traffic updates, city events, train and air timings, etc. Now national news channels cannot confine its boundary to national level. They cannot ignore the regional news because of the stiff competition form the regional cannels. Regional news channels are entering into the competition with a strong will power and also with an aim to portrait regional issues in national and international level.
Conclusion
Now the television industry becomes more specific. In this competitive market, channels are targeting specific viewers. News channels attract more viewers beyond their target by producing interactive and interesting programmes. Every channel needs to do an extensive research on different concepts and different themes to attract more viewers and in the same time more advertisers. After all, advertisements are the bread and butter for the channels. With increased consumer preference for news programmes, television news channels have grown faster than other niche channels. News channels are booming just like sky as the limit. Those days are not far away, when we will get satellite news channel for every major city in India. Staying in abroad, we can update ourselves about all the happening of our hometown. Now news is not restricted to political happenings. It will be extended its limit to every unwanted and hided corners of the society. At last we can reach in the conclusion that anything, which is strange or disgusting, is news. There are no rigid rules, which defines news.

Friday, July 6, 2012

Tax Credits Aim to Help Individuals Pay for College Education

Individuals who have filed their 2011 taxes early in an attempt to defray education costs may be wondering, "where's my return?" For starters, the Internal Revenue Service (IRS) has reported that millions of dollars worth of tax refunds have not been delivered due to mailing address errors. Some taxpayers who have not updated their residential location are experiencing a delay in their return, which has prompted the IRS to remind citizens to update their records. According to World News Insight, approximately $7 million worth of tax refunds in Georgia were undeliverable because of mailing address issues.
Individuals can ensure a speedier refund - and no residence confusion - if they sign up for a direct deposit into their bank accounts. But for those who prefer to mail in their forms, the news provider said that it will take up to four weeks to receive refund checks. Taxpayers can check the status of their payment by visiting IRS.gov, clicking on "Where's my refund?" and entering some information, such as your social security number, filing status and the exact dollar amount of your refund.
Individuals who claim college tuition and student loan interest on their returns may also have to wait another month before they file their federal taxes, according to CBS News Money Watch. Due to new laws that Congress did not pass until late last year, the IRS said it will not accept certain returns until mid-February at the earliest. The news provider reports that taxpayers who claim expenses for college education are included in the group of filers who have to wait.
However, the good news is that many scholars who are paying for college credits - whether through student loans or tuition payments - are eligible for a tax break this year. According to Bloomberg, the American Opportunity Credit will provide up to $2,500 in deductions for filers who are paying for higher education. To qualify, students must be attending a college or university at least half-time. The credit can be used through the first four years of school.
According to the IRS' website, the tax credit - which is included in the American Recovery and Reinvestment Act - covers materials for course materials, as well. Thus, students or parents who shelled out money for books last year can claim those expenses. The credit is limited to individuals who have a modified adjusted income of $80,000 or less, and married couples who earn $160,000 or less. Taxpayers who earn more are not eligible for the deduction.

Thursday, June 28, 2012

Currency Trading Education - The Best Free Sources to Help You Win

If you want to win at currency trading, you can buy advice but most currency trading education you need you can get for free and here we will look at how to find the best and enjoy currency trading success...
Let's first look at currency education that needs to be avoided.
Forex Expert Advisors
Most who claim they are not - anyone who claims they can make you money with no effort should be avoided.
If you want to see if an expert is a not qualified, look for the words "simulated" or "in hindsight", on the track record presented - this is not real trading and the track record is made up, to sell currency trading courses and systems.
Forex Forums
Want to find losers? Then currency trading forums are great. What trader who makes money uses them?
I don't know any. It's mostly losers who are trying to make themselves feel better, by dispensing their wisdom, or vendors trying to peddle their products - most of which are junk. Avoid Currency forums!
News Sources
We have better news than ever but traders need to learn 30 years ago before we had lots of currency news sources 95% of traders lost and 95% lose today, so improved news hasn't helped.
Prices don't move to the news, they move to trader's perception of. Try and trade breaking currency news and you will lose.
Brokers
Most broker education won't help you - if brokers were good at trading, they wouldn't be brokers! Also, as brokers mostly trade against you when you take a position, it's a conflict of interest.
Good Sources
So what about the good sources? Well the good news is:
There is plenty of it and you can get a good solid currency education for free.
The best way to trade is to use currency charts and base your market timing on technical analysis. There is plenty of free information on the basics, all the different indicators and charts for free, so you can look at the indicators, try them and come up with a simple, robust currency trading strategy.
Any currency trader, who wants to win, should also learn breakout trading and you will find a lot of information on this as well.
The fast is anyone can learn currency trading, there are no secrets and the reason most traders lose is - lack of discipline and poor money management and there is plenty of information on this too.
Traders simply lack discipline and CANNOT keep their losses small or trade through losing periods.
Worth the Money.
You can get some great information on discipline for free but I Would recommend spending $100 or so, on some books, from the really great traders, to get more insight into the mindset to succeed.
These are traders who have walked the walk and don't simply talk the talk. We reviewed our top ten in other articles so look them up - this is money well spent.
So in conclusion, you can get all the currency trading basics for success for free and can build a currency trading strategy - your major challenge though is money management and discipline.
Its here I would recommend spending a few dollars, if you don't think you have discipline ( and most traders don't) and then, the combination of a simple, robust, currency trading system and the right mindset to apply it, can help you win at currency trading.
Getting the right currency education is easy; getting the right mindset is what separates the small number of winners from the losing majority.

Wednesday, June 20, 2012

Education Reform May Provide Better Incentives For Those With Education Degrees

Students in education degree programs might enter professions that, in the long run, are the most important to a successful economy. That's at least how President Barack Obama, interviewed by Matt Lauer for the Today Show in September, described teachers. Students who are working toward education degrees might also enter a field that's very different by the time they graduate.
The difference has to do with education reform. Last year, the federal government announced a $4 billion "Race to the Top" program designed to award $4 billion in grants to states that encourage education reform. Much of the news with regard to education these days has to do with enhanced college and university readiness and improved science and math education. Students in education degree programs might learn that America's K-12 students lag behind other countries in these subject areas particularly.
The American Federation of Teachers is on board with education reform. Math and science, many say, can enhance innovation, help the economy and help the country retain its role as a world leader. But where Obama in the Today Show interview announced plans to recruit thousands of science and math teachers over the coming two years, American Federation of Teachers President Randi Weingarten in an opinion piece on AOL News suggested that training and retaining teachers, as they do in Finland, might benefit the education system.
BBC World News America earlier this year reported on how representatives from throughout the world visited Finland to determine what makes the country's schools so successful. Finland's schools rank- highly on a worldwide scale, even though students there spend some of the least amount of time in class, according to the BBC article. The article explained about when students start school there and when they move to different schools and teachers. Among other things, the BBC World News article mentioned immigration and additional teachers who fill highly respected roles.
If you're pursuing an education degree, you might be keeping up with American teacher salaries. The National Education Association has proposed offering starting salaries of $40,000 per year across the board for teachers and $28,000 for school support personnel. The American Federation of Teachers has proposed what's known as "differentiated" pay, where teachers would start with adequate, locally negotiated base salaries and be paid more in instances where they take on added responsibilities. Obama mentioned to Lauer the possibility of creating a career ladder for teachers as a means of professionalizing the industry.
According to the National Education Association website, about 20 percent of new teachers change professions by the time they complete their first year in public schools and nearly half of public school teachers change professions within five years. American school systems as a result lose about $7 billion each year, Weingarten wrote. According to him, school districts should work with teachers to reform them and, through a relatively new model for evaluating their work, to help them develop professionally.
Whether or not you're working toward an education degree, it's likely that you've heard the saying, "It takes a village to raise a child." Weingarten and Obama agree that educating children is partly the responsibility of others as well. In Finland, the BBC World News America article noted, parents read at home with their children and communicate regularly with teachers.

Thursday, June 14, 2012

7 Effective Ways to Read and Understand African Political News

Whether you are an African expatriate hoping to stay in touch with what is going on in your home country, a potential tourist hoping to do research on the best place to visit, a political student striving to understand the development in Africa, or simply well-wisher dedicated to unload of few bucks to chip in the aid for Africa, translating the information you read into valuable knowledge is an important task
Like any other continent, Africa offers a set of complex realities that can offer conflicting outcome for the party interested; moreover, accessing the information you need is not always evident between the information you look for, and the information you find.
Below is a short description of criteria to consider when reading or researching news on Africa. While the list is not exclusive, and can certainly be extended, I believe this initial guidepost may help. Feel free to add or consider additional helpful points.
1. Consider the source of the information
Africa is a very complex place, that combines many world and realities, the gap between the rich and the poor creates in many places two different societies whose world rarely collide. For that reason, news sources are often tailored to one group or the other.
Understanding the source of the information will help you assess the legitimacy of the information you have. For example, is it a local or foreign news source? Foreign sources often have greater access to political circles because the government is more concerned about the way it is portrayed to the outside world; however, foreign sources rarely give you the real pulse of the nation. If the source is local, consider the accreditation that is reflected by interviews or first hand accounts. In Africa, Official news is often given unofficially, while official news is a front. That means that those sources that have close access to the government are more likely to give credible news, compare to unaccredited sources to whom is given generic news. (More on it further down)
2. Try to capture the perspective of the information
In Africa, the freedom of the press is not a sacred duty, and as mentioned above, free and transparent news are not evident. As a result, news often reflects the perspective of the source. The information you will get is based on the perception of the source. In the West, Africa is widely primarily viewed as a continent ravaged by war and diseases, where impoverished people and government are struggling very hard to survive, and thus their lives and activities are geared toward Help and how the global community can help them. As a result, most African news coming from the West will treat topics such as aid, sanction, peace and war, and oil discovery. Human rights, rigged election and corruption are other subjects often treated; in other words, Western media tend to chronicle Africa's efforts to "join" or emulate them.
When it comes to local media and news sources, the dilemma is different. Elite and well positioned news sources depicts the political life of the country, meaning that their news are mostly geared toward accounts of big political activities, such as Presidential travels and visits, opposition complaints, foreign investment, dignitaries visits, Diaspora news and international events in which the government participate. In short, those news sources attempts to present information from the perception of Africa to the rest of the world.
Finally, local media perception is often directed at the local population, therefore offers information on issue that matters to locals; energy and gas issues, employment, government promises kept or not, education, political freedom, cultural and social safeguard, etc...
3. Acknowledge the Biases
In the U.S, it is often assumed that CNN is Pro-democrats, and Fox News is a Republican arm, regardless if true or not, that perception is very present in Africa as well; not in form of Republican or democrats of course, but they still play a short role.
From the day of colonization, Western Nations had strategic interests in Africa, and Political propaganda has insured that many Westerners view some African countries internal policies as beneficial or threatening to their way of life.
If your African news information is from a Western source, always consider the position of your country with the African country you are researching. Popular opinion is critical and very few Western media will say nice things about the Zimbabwe government for example. Western media will offer news based on the national interest of their home country. You will rarely read negative report about the Egyptian Government that has good relations with Washington, although it is not a beacon of Democracy, yet Zimbabwe, which has been a torn in their side, is demonized. This is not an attempt to justify the evil of some people, but it is worth considering that Western media will report information according to the way they wish a certain country to be viewed.
If you wish to avoid the biases of Western news outlet, you are better off searching for African news by African news outlets. There again, there is an often bias between Pro and anti government. Some news sources are government sponsored, while other are dedicated to discredit the government regardless of good deeds or not. In Africa the contrast is usually very strong, as you can read full articles of "official" news feed that praises the government unashamedly, while others are almost littered with insults. Very rarely will you find news source that are impartial, and it is usually very evident to distinguish the sources political leanings.
Given the polarity of African societies, and the actuality of International Relations, one must not look at news Biases with pure disgust, but as a component and vital actor of global politics; filling between diverse biases can actually help uncover valuable information. But in case it doesn't help, always consider independent news and...
4. Identify the agendas
If for some reasons you are unable to filter official and supposedly professional news sources, do make use of independent news sources such as NGO's and Think Tank. Because they are usually unaffiliated with any government, and their work is mainly based on empirical data and research, NGO and Think Tank do paint an educated and comprehensive picture of what is going on in Africa. Most of their works are expanded toward a wide range of subjects that reflects a non-partial view of government activities, social realities and international implications.
If you obtain your news via NGOs or Think Tanks, you are most likely to have access to strong data, depending on the Think Tank, and hard core evidence of what is going on in the country you research.
The only problem presented by NGOs and Think Tanks is that they do have an agenda. The nature of their strong work is usually motivated by the mission to influence or advice a government to act toward an issue they view as important. Because of that agenda, those organizations often accentuate an issue to the point where it overshadows others, making it look like an exaggeration.
For example if an NGO has for agenda to reduce arm trafficking in Africa, their information may offer solid leads on the pulse of a country, with credible evidence; however, their extensive research on the impact of arm trafficking may minimize other positive information, to the point of giving the impression that you can buy Ak47 at a candy store. This of course is not with the intent to deceive or dramatize, but with the objective of using the data to convince world powers to act on arms trafficking.
If you know how to extract your information from those sources, they are an excellent balance to local and international news.
5. Check the blogs
Africa sends millions of its bright Sons and Daughters abroad to study in higher education, and loses other millions professionals in search of a better living. While the damages of this brain drain are considerable, the attachment all those Africans retain for their homeland represents a glimpse of hope.
Since they cannot directly be involve in official affairs in their home countries because of the distance or political threats, many member of the African Diaspora voice their opinions in blogs or personal websites.
The advantage of reading those opinionated blogs is that it offers a personal touch and reaction to all the other news you may have read.
Many are very knowledgeable in what they are writing, and approach it in a very professional way. They are not constrained by editorial control, so are free to give their honest, educated opinion on what they read, heard or experienced in and out of Africa.
If they are not that knowledgeable on African affairs anymore, many still have families abroad who can give them first account to report on what is happening.
Because they are so many blogs related to Africa, you can not only compare information and news, but also engage the writers and have a better feel on how and where they get to say what they are saying.
For most people, this is a valuable source, because on top of general political views, they can offer a personal one, as well as giving an insight on how and where people live their everyday, not to mention, where the hotspots are.
The disadvantage of Blogs is that it is after all just personal opinions, and personal opinions can be motivated or inspired by perception, Bias, and /or agenda. It is not uncommon for exile politicians to mount an opposition from abroad, something blogs tend to make easier, so caution is advised for that reason.
6. Search for supportive news
Every news agency is in search of a scoop, and none wants to be left out of considerable information.
Whenever you stumble on interesting information for your research, after identifying the source, always make sure to search if that information is reprised by other news outlets.
When it comes to Africa, it is very common for news to be generalizing, but if you feel you came across useful information, always double check if you can locate it in other Western sources (if those where your primary sources), and then in local African sources. Check in Blogs and social sites if it is being discussed, or better create a new discussion.
The fact of the matter is that if you are looking for information on Africa, the complexity of its state does not favor taking any information at face value, but insuring that it is shared, discussed and not hostage to any perception and bias will help you have good grip on what is going on.
7. Use common sense
In Politics like in everything, things happen for a reason, from a coup d'Etat, to a social uprising, and political instability to international sanction.
Africa is not another planet we know nothing about, and it did not appear without a past or history.
In everything you read or learn about Africa, consider the context and remember history. Famine and poverty did not come suddenly; wars all have a spark plug, poor countries should not be able to buy weapons they do not manufacture.
The context and the historical reality that today links nearly all countries on Earth presents the fertile ground on how you will receive the news you receive, they way you receive it.
Knowledge is a light to which is drawn a bug called interest, and common sense should help you navigate the waves of misinformation toward the land of comprehension of the subject you research.
As mentioned, this is a list that can be extended and perfected, but for all who have at one point or another, read African news or wanted to understand what is going in Africa, I hope that little list will be helpful the next time it happens.
Over-reliance on popular media is like over relying in anything, it cripples one's ability, and dilutes the quality of the need sought.
Stay thirsty for knowledge; you might very well quench your thirst yourself.

Friday, June 8, 2012

Media Versus Educational Institutions

Many things have been said about media, its relation with education and the institutions of education, as well as co-action between them. But the point which has been rarely and scarcely stressed upon, and requires to be emphasized with the force and vigour it deserves, is that the media by itself is the most powerful medium of education at large. When I talk about media, I mean it to be inclusive of both the print-media and electronic media. There is an umbilical relation between the media and educational institutions, as both are deeply correlated, collateral as well as complementary to each other.
Education on Air
So far as the print-media (news papers/magazines/periodicals/journals) is concerned, it has, somehow, been playing its role in educating the people positively to some extent, but unfortunately, the electronic media (radio, television etc.,) is not delivering the goods in this respect. Being a medium of infotainment, it is, in fact, supposed to be a means of not merely educating the masses on a much wider scale, but also a tool of promoting and developing the national ethos, culture, moral values, ethics and social manners on the nation-wide scale.
Media is the most powerful instrument of not only spreading, inculcating and ingraining the values and traditions among our new generation, but also strengthening them in the mindset of the old one. It is the government' responsibility to use electronic media for the above-mentioned purposes and it has the powers, necessary resources and machinery to do so, but, alas, it has, until now, failed to take any concrete step in the direction. Government is therefore well-advised to press its machinery to use the centrally-administered media as a tool to provide education on air.
Media's role compared with formal Institutions of Educations
It is an irrefutable fact that the media can prove an effective and useful tool in providing education to the masses. In this respect, media's role starts exactly from where the role being played by the formal institutions such as schools, colleges and universities comes to an end. The media has not merely an obligation to inform the people what has happened, and what is happening in the surroundings, in the society, across the country and around the world, but it has also a bounden duty to enlighten the masses what actually must have been there and, in deed, what now must be there under the sky.
Art, Culture and Literature
The media has another function to perform and that is to take care of social manners and ethical values among the people, to preserve and promote them besides developing indigenous art, culture and literature.
A few words about literature: whatever is written is simply defined as literature. However, whatever is written with an accuracy of the language and punctuation of the grammar is, by definition, termed to be the "classic literature," whereas whatever is printed, published, broadcast and telecast by the print-electronic media is nothing but the "literature in haste." And this exactly is the domain of media.
Reverse Gear
Now the question arises what is the media doing now-a-days? Hasn't it put the vehicle on the reverse gear and isn't driving it in quite opposite direction? Is the media playing its role, doing its functions in any respect honestly and sincerely? Is it delivering the goods in letters and in spirit? The answer is, alas, a horrible "No."
It is extremely deplorable, disappointing and sorry state affairs to see that in the name of art and culture, the Western art and culture are being promoted and boosted, and on the contrary, the indigenous arts and cultures, are, unfortunately, being weakened and relegated day by day, throwing the young generation straightaway into the "lap of the Western Culture" on a wholesale scale.
Failure of the Educational System
The role being played by our formal educational establishments is even worse. Our system of education is still based on some elements of the British policy- getting rid of which the sooner, is the better because they are, on the one hand, laying negative and harmful impact on the emerging talents of our promising students and on the other, extirpating the very roots of Indian culture. Despite having gained geo-political freedom, we are yet to be able to get ourselves released from the yoke of mental- intellectual bondage of our Anglo-American masters in certain spheres of life, especially in economy, science and technology. In the name of imparting education, our students are virtually made "the book-addicts", rather turned into the "book-worms." Instead of pushing ahead and encouraging them to pursue and develop their instinctively creative talents and skills, the students are, unfortunately, being encouraged to strictly go by the books from the beginning to the end, throughout their lives. Main emphasis is on theory and not on practice.
Consequently, now the nation India can boast of producing the best "imitators" in almost every sphere of life but is not in a position to proudly claim to have produced any original thinkers and scientists except Dr. APJ Abdul Kalam, S.Chandrashekher, Hargobind Khurana, Amartya Sen, Venkatramana Ramakrshnan and a few other exceptions in recent history. Even a handful of those born with inner creative talents and high skills, are compelled to go abroad due to the lack of necessary facilities, proper incentives, lucrative compensations and encouragement in the country. In the field of science and technology, we are still dependent on the highly developed Western nations to a large extent, and India's glory has been lost somewhere in the dustbin of history.
Total Overhauling needed
Unless the whole structure of the polity, which has been reduced to an abominably, abhorrently stinking rot, is overhauled and restructured, policies putting the educational system on a sound footing, and guiding the media towards its real functions, are framed afresh and implemented vigorously and vehemently, as well as suitable amendments are incorporated in the relevant portions of the Constitution in order to enact and enforce necessary laws for the purposes, the situation will not improve and India will not emerge as a totally free and independent nation in every field of life, in the truest sense of the term. In respect of media, it is more essential and imperative, especially in view of the growing greed to earn as much money as possible, even if it is at the expense of the barest minimum requisites of the common people. That the greed has overshadowed the super values and lofty human sentiments of love, affection, compassion, sympathy, honesty, sincerity and above all -- the spirit of sacrifice -- has been brought to the fore by the greedy, selfish and self-serving T.V. journalists/photographers, who, while reporting, always tend to prefer capturing images of even the bleeding and dying persons attacked by miscreants or injured in road accidents, to going to their rescue. An instance pointing out to the bitter truth was reported from Chennai, where a police officer attacked while on his motorbike by unidentified assailants, bled to death because of delayed medical attention on January 8, 2010. A convoy of ministers passed by, stopped, looked at the sub-inspector of Tamil Nadu police, R. Vetrivel lay profusely bleeding on the road, and simply passed off. None of them felt it necessary to take any action. On the other hand, a T.V. cameraman was so keen to capture the images that he, too, did not consider it necessary to take trouble of going to his aid.
The images were flashed by several TV news channels including 9 O'CLOCK NEWS. Although, the channels' aim was to wag a finger at the ministers, who impotently stood around doing nothing, the same charge could be leveled on the cameraman, who was busy filming the scene, instead of rushing the man to the hospital. However, we can put the same question to ourselves; how many times do we stop when we witness a road accident? Is it fair on our part to be quick to shake our heads at the ministers, when many of us might not have stopped for any Vetrivel either? What does such an occasion demand from a journalist, who happens to be a human being? Should he shoot the event and pass off or physically intervene in it?
Arguments or Lame Excuses?
Argument goes like this that journalists' job is just to report what happens, as clearly as possible. The journalist is like a doctor in the emergency room, strictly in accordance with one analogy- one that is iconic given the images of dying Vetrivel. One sees a lot of suffering, but it is more important to put one's feeling aside and just work on the story. Many journalists, the world over-feel, think and act in the same fashion - especially those covering wars and unprecedented disasters. A journalist should never forget that he is a human being first and a professional last. Apart from reason and intellect, super human sentiments of love, mercy, sympathy, mutual consideration and cooperation, going to the rescue of helpless and extending a helping hand to the needy in distress, are the attributes that distinguish human beings from animals, and human nature demands that these qualities should never, in any case, be dominated by greed to earn money at the cost of lives, and the selfish urge to go ahead in the race of sweeping into the net all sorts of comfort and luxury of mundane life for the sake of the self and kith and kin, pushing behind, and sometimes, treading over others in the race.
Ruthless Machines
The tremendous greed for money has virtually turned the professionals into the "ruthless machines," and journalists are no exception. By preferring to capture footages, the T.V. photographer, in fact, proved his mercilessness. It is, of course, the economic conditions that determine how images are produced and broadcast for the viewers.
We are so accustomed to having our television journalists dramatize the news, and act like drama-mongers that they have lost our trust. Almost every televised event seems like infotainment, a soap opera, or trick for ratings. In this context, it is very difficult not to see almost every thing the news media does with an intensely suspicious eye. The panel discussions over regulation on television have been time and again raised as a way to control the runaway speed of television news, but this doesn't seem to address the more intricate problem.

Saturday, June 2, 2012

Your Stress-Management Education Course in an Article

Education is different things to different individuals. While the whole world is focused on traditional education, I believe that the best education is self-study, and independent study, if one really wants to get a true grip on life. Yes, I promote and agree that everyone needs a high school and a college education, but it is my true belief also that these traditional educations must be supplemented with life education, with experience, and with on-the-job training wherever possible. If you are interested in advancing in any particular field and interested in having the best life you can have for yourself, then you will live and grow with the idea that your education is never finished. Yes, you hear correctly. For you, the successful individual, your education is never finished.
And it is always growing according to your outside environment and your inside attitude, personality, dreams, wishes, hopes and goals. And that all put together is your wholesome education. You will, without a doubt learn your most valuable lessons, not in a classroom, but in life, outdoors with people, while you are surrounded with the real world. That is and should be some of your most prized possessions when it comes to having a real education.
So, what is your extra education? What is necessary beyond those four walls and many buildings of high schools and colleges? The rest of your education consists of going to Broadway plays, of meeting new people in your own cities and in the rest of the USA or the world as you travel throughout your life. Some of your extra education will be in observing people and seeing how they live and knowing that the way you live is only one way and that there are millions of other ways to live a life and most of them are successful. The rest of your education consists of listening to great music, seeing great art, talking with great individuals. The rest of your education consists of reading not books but entire libraries of books, one book at a time, one day at a time.
And I think one of the most vital parts of your education is knowing that the news of the day will only serve to depress you. So to force your education to go in a most positive direction and to add joy and clarity to your life, to be your most successful person listen to the news (if you need to do that) only in the midday part of your day, not in the morning and not in the evening. Why ? The reason to refrain from news-bites early in the morning is because you do not want to bring all the bad news with you as you begin your day, and the reason to refrain from the news in the evening is because you do not want ot bring the bad news to sleep with you at the end of the day. Cover your world with good, positive blessings and thoughts as you begin your day and fill your pre-sleep hours with great positive, soothing thoughts and you will be your best you.
You should check out NYI for photography if you are interested in that particular field.
Now that is truly a grand education. Article updated on July 20,2008
Linda Perry is a writer who speaks from her heart. So many times, the topics that she writes about might be controversial but the one thing that she guarantees is that when she states a fact, it is a fact. Have confidence in knowing that as you browse her articles, you will be delighted, informed, and sometimes even shocked and stunned,but at the least you will pause for reflection and then possibly take some action.

Tuesday, May 29, 2012

FOREX Education - Want to Win? Don't Pay Attention To The News!

The rise of the internet has seen more news and FOREX education than ever before become available to traders and it's available instantly, but it won't help you make money.
In fact if you try and trade by utilizing news stories you will lose and a simple fact will explain why:
Fact:
Consider this:
50 years ago around 90% of traders lost all their money and this figure remains the same today 90%.
This is despite the huge range of new tools and breaking online news that is available to help traders - the ratio still remains the same.
The reason for this is an important part of your FOREX education:
Markets move to the following equation
Market fundamentals + Investor Perception = Price movement.
We all see the news but it is the way all the investors interpret it that is important.
The market is a discounting mechanism and all the news instantly is reflected in the fundamentals.
If you see experts talking on the TV or writing stories, then this information is discounted - The arguments may sound convincing, but that is what the media does sell stories.
The experts who put out stories are not traders and their more often than not dead wrong.
If it was easy to trade off news stories, a lot more traders would make money and the fact is they don't.
By listening to the news and acting upon it you will lose.
Let's go back to the equation:
Market fundamentals + Investor perception = Price movement
As the market is instantly discounting news we can simply assume all fundamentals and news is instantly reflected in price action.
All you need to do is follow price action and focus on investor perception of the fundamentals.
This makes a technical approach ignoring the news the best way to trade the markets.
As investor psychology is constant, repetitive chart patterns can be spotted and acted upon.
If you try and use the news you will simply lose.
Consider the fact that markets collapse when the fundamentals are most bullish and rally when they are most bearish and you will see that trying to act of the news is a waste of time.
How many times do you see a market ignore the news and go the other way?
It happens all the time.
Will Rogers famously said:
"I only believe what I read in the papers"
He was joking, but many FOREX traders actually do believe what they read and think they can trade off it and lose.
The market is a discounting mechanism and trying to trade off news stories will most likely see you fail.
So if you want to make money trading FOREX keep in mind this important bit of FOREX Education
Understand the past, think in the present and look to the future.
You can do this by simply following technical analysis and see future trend changes people listening to the news will never see.

Wednesday, May 23, 2012

Why Online Education is Over-Promoted?

The glorious era of old print media dominance is over, and the era of cyberspace has taken over. The proliferation of Information Technology has given rise to the newest bloodless revolution in mankind in the field of knowledge and information dissemination, the Internet. The Internet is a network that provides quick and effortless access to the largest global information database available, the World Wide Web. When tapped correctly, the internet has the potential to become one of the most valuable and stimulating educational tools available to the multitudes, and its recognized merits as such are one too few. I therefore do not agree with the statement that the Internet is overrated or its merits, chief of which are the unparalled efficacy of its research and news capabilities, are celebrated without reason.
Information of practically everything in existence can be found and retrieved on the internet at the touch of a button, providing for knowledge to literally be at our fingertips. There is a wealth of valuable research information available online which most internet users have free access to, allowing the net to act as a cheap and easy to use information source for the masses. While the library once opened the doors to knowledge and information, its necessity now has been eliminated almost in its entirety by the advent of fast speed Internet transmission of information, paving the way for academic institutions such as universities, governmental bodies and established organizations like Time Magazine and the Gates Foundation to create web portals and store and share information online. High-powered search engines like Google now have the capacity to search millions of pages of text in such websites in a fraction of a second, thereby speeding up the often grueling research process students and researchers edure greatly. The recent introduction of online print and other visual media libraries is in fact a testament to the pulling power and attractiveness of using the internet, and it has further reduced the need for physical travel to traditional libraries, all the while needlessly worrying about the availability of crucial books or the opening hours, especially when racing to finish up research work.
Net conferencing or web video conferencing is one way the Internet can be used for two or more-way dialogues between university professors and students who reside on the other side of the world for information exchange through question and answer sessions, effectively disregarding the constraint of physical location that would otherwise inpede education. The Internet thus imparts knowledge indirectly by acting as a portal where intellectual minds can convene and debate on issues pertaining to their respective fields. Such information transfer has undergone technological advances to the extent that virtual schools have been set up on the web offering students online degree courses, and an increasing number of well-established universities are jumping on the bandwagon, replacing distance learning by mail with internet education. The University of London is a prime example of a university that offers the option of pursuing online Bachelors and Masters Degree courses to international students from the comfort of their own homes.
Online education is also a concept that is currently used by many schools in Singapore, where a week or two of formal classroom education is replaced by online education, called e-learning, and the importance of students utilizing the internet for online education purposes and becoming net-savvy is stressed by the schools as well as the Education Ministry. Due to the successive mass implementation of this project, Singapore is the first country in the South-East Asian region to have plugged all its junior colleges and tertiary institutions to the internet. Online education is also used by non-governmental, private, tuition centers where a student communicates with his tutors and takes lessons online, a convenient way for busy students to reduce transport time to centers, yet still enroll for tuition lessons.
The internet also doubles as a source of news articles and websites that gives minute by minute updates on current affairs in the local/global arena. This causes people wired to the internet to receive immediate updates about the latest happenings hot off the press and hence, always be 'in the know' instead of waiting for the next days newspaper or the television/radio news updates that are only aired at fixed timings. It is thus no wonder that online news sites such as CNN and BBC are slowly siphoning off subscribers from the old news medium of print journalism. According to the United States Audit Bureau of Circulation, there was a 2.6% drop in the circulation of nearly 800 newspapers over a six-month period last year. 1.2 million Subscribers at that time abandoned their papers. The decline in this circulation has prompted old news media empires to turn to the Internet to set up news websites with paid subscriptions for fear of losing their existing readers. The Straits Times in Singapore is an example of a newspaper that has created a website that can only be accessed through paid online subscriptions, but promises to provide live updates real-time, an effort that can be seen as moving on together with the advance in technology as well as cashing in on the Internet phenomenon. The availability of up-to-date news articles on global issues also encourages the education on political affairs among the populace by providing them an insight into governmental actions and events.
Though the virtues of the Internet as mentioned above are aplenty, every great invention has its drawbacks, and hence, some of its merits have an unfortunate probability of turning against themselves when not properly utilized. Top on the list of drawbacks is the dissemination of poor and inaccurate information, a terrible danger to the foolhardy. When books were the norm, information that was researched on was found by looking at bibliographies and indexes and cross-referencing these to the matter in hand. Although we might never have been certain if the information presented in the books was correct, we would be able to rely on author's reputations, book reviews or recommendations from teachers and friends. Now however, the problem that has surfaced with the Internet is that almost everyone capable of typing is able to publish something somewhere on the web, and as such we are facing the growing predicament of information overload - How can we be certain what we are reading is correct?
Wikipedia.com is a microcosm of this phenomenon of unverified information overload that has penetrated the internet community. Wikipedia.com contains the largest collection of "encyclopedia" articles in the world, which are also, however, written completely by volunteers. Anyone can edit the articles and any individual who has even a remote interest in a topic can write a new one. It now boasts more than a staggering 810 000 articles in English, as well as hundreds of thousands more in dozens of other languages. Readers are subjected to millions of times more information than any of them have the capacity to read in their lifetimes, a large proportion of which may not be fully factual or unbiased since the moderators themselves are not regulated and might not be certified experts on the various issues.
Books, on the other hand, are trusted far better to be accurate but at the time of printing only, offer a more concise information base to look up queries, and are needed for in-depth analysis of the subject which the Internet might not give. Even though online books are sold and available online, they may not be reliable as a technological malfunction could corrupt or delete it and the information may be lost. Material available on the Internet is also nowhere near as thorough and as well-organized as a good reference library. There are also further limits of technology as a teaching tool in education. Students often face difficulties in looking at information from the Internet with a critical eye. We tend not to be skeptical and instead take every piece of information at face value. Though there is a wealth of valuable research information available, it is often difficult and time-consuming to find information on lesser known or lesser publicized topics since research engines are by protocol programmed to sieve out information on topics which have a high representation in the web.

Wednesday, May 16, 2012

Online Education, Metatextuality: A Survival of the Fittest

The online education content community should be taking notes from the book publishing industry. It's an adapt-or-perish world in which those who embrace technology such as tablet computers and apps are able to thrive, while those who stick to the same old packaging are doomed to die off.
Metatextuality is key here. If your content has it, you are entering the world of the average internet-user: a world that's dynamic and constantly in dialogue with other sources.
The death of textbooks
With more and more students getting their degrees online, education technology is wildly expanding. Not only online education students are finding textbooks irrelevant, but those who attend brick-and-mortar schools are increasingly opting out of buying the course textbooks.
In many subjects, textbooks are going the way of the dinosaurs. While textbooks like language, philosophy, and other humanities remain necessary, many other course textbooks such as biology and math are becoming obsolete as students use Google to find the answers they're looking for.
All the information is out there, and students no longer depend on textbooks to find it in a consolidated format.
The transformation of one publishing house
In a recent Reuters article, Mark Egan profiles the innovative New York publisher Nicholas Callaway, who saw wild success with the publishing of the children's app book "Miss Spider's Tea Party" on Apple's iOS platform. His company began publishing regular paper books in the 1980's but now concentrates its energy exclusively on iOS app versions.
With an openness to more dynamic story-telling methods, Callaway's company transformed from a traditional publishing house to a technologically innovative one.
From stories to learning Content: the transformation of your learning system
Just as you can tell a story in a number of ways, you can teach in a number of ways, in an endless number of formats and media. The way we interact with stories, news, educational content, and all kinds of information online offers a range of possibilities for online education systems.
I also loved the concept of another successful publishing company described in Egan's article is DMC Worldwide, whose most recent venture is Copia Interactive: social e-reading.
"We think there is space around the book for community to grow," said Seth Kaufman, Copia's vice president of marketing and merchandising.
Copia Interactive, still in beta, allows users to not only buy books, but also inteact with one another. They can annotate books, publishing their comments and reactions.
When Kaufman explains Copia to publishers, he likes to tell them, "There are many friends I have who would never buy a Sarah Palin book, but if Jon Stewart annotated Sarah Palin's book, they might buy that book."
As online education content developers, how might we tap into the potential of metatextuality?
How to make your online learning content metatextual
If it's online, information has the potential to be interactive and metatextual. Meaning, it can refer to information outside the text, like linking pages in a blog. It can create and be part of a vast network of information-there's no limit to its scope.
Education, with or without professors and textbook companies who stubbornly stick to traditional methods, is moving in that direction.
In order to adapt and thrive, online education platforms must join the publishing industry and offer an interactive and metatextual learning experience to their learners. Platforms like Coggno offer a simple way to tap into the interactive potential of online learning for those both beginner and expert learning content developers.

Thursday, May 10, 2012

Online Financial News - Easily Upgrade Your Financial Knowledge

Everybody needs finance to live happily. Finance can fulfill small and big needs easily. People work non-stop to earn income. It is important that one should stay updated with financial news all the time in order to grow more and to enhance their lifestyle. Earlier it was tough for people to keep themselves updated with financial news but with the blooming internet technology staying updated with finance news has become easier and convenient. Online financial news helps the people to upgrade their finance related knowledge in an efficient way.
The online financial news help to keep the various professionals, businessmen and even students to stay updated with the current happenings of various business and financial sectors. In order to grow in life and to make your dream come true staying upgraded with the currents trends can preferred to be the best option. With the help of online mode you can find there are various sites available, which are ready to advance your financial knowledge with a simple click of mouse.
In this fast pace of life and huge competition, staying updated with the latest trends can prove to be helpful in various ways. After liberalization and globalization the economy of the country is at the highest peak which has enhanced the business opportunities for the people. So, in order to manage these opportunities in better way, online financial news can prove to be an effective option to boost up relations with each other in terms of financial business activities.
The online financial news sites offer you the latest financial news around the world, while just sitting at the comfort from your home. You are suggested to do the research well and understand the concepts and motives behind financial news carefully. In this way only you can select the appropriate deal according to your requirements.
Online financial news educates the people with latest financial news that can help them to secure their future and expand their business accordingly. These sites enhance the knowledge of the people about financial market so that they cannot get mislead or puzzled while taking decision. These sites have solution for all financial queries of the people.

Saturday, May 5, 2012

AutoDesk - Fighting For Education And Innovation

An article from the international CAD software company's Chief of Education, released in February, is stating the great importance of the next generations correct education. He fervently states that it is not only the use of new technologies we need to teach as they become implemented more and more in educational settings, but the need for the understanding of how the technology works. Otherwise, we could leave a generation that can perfectly well use the technologies, but can't innovate nor even fix the products.
The Chief of Education at AutoDesk, the producers of AutoCAD, states that part of the problem is that unlike just a few decades ago, people are not learning what is behind the box, i.e. how it functions. We instead go to a professional or manufacturer to fix our products as they get more and more complex. Although this does mean we usually get our product back in one piece, we are not learning how technologies work, nor passing on the interest in learning how technologies work to our future generations. He simply puts it that youngsters are not as 'curious' as they once were, which could possibly harm the future generations ability to innovate.
A future generation without innovation or the skills to fix products could be potentially disastrous. It could leave many de-skilled and unable to create and design elements, which could be important to our lives in the next 50 year's time. Thus, it is up to the education industry to make those important decisions that produce a better education system, where people can rediscover their wonder for innovation and understand how technologies work. It is also up to us as a society to adapt education to our new needs and the new brilliant minds of this generation and the next, which are our future.
The Chief of Education at AutoDesk was inspired by the TED 2011 conference, named the Rediscovery of Wonder, which was host to a number of influential and inspirational thinkers in a variety of industries, from science to the arts. It's important that in such a time, where we are facing environmental and economic issues, that we keep our future generation's inspired to innovate, whether that be in science or the arts. Like the Chief of Education at AutoDesk states, we must teach our children how to innovate, in order for them to succeed in the future